GrowNextAI
WhatsApp Business API · Financial Services

WhatsApp for Financial Services

Real-time updates, secure journeys and seamless service for banks, fintech and insurance.

Customers want their money updates where they already are. GrowNextAI sends transaction alerts, OTPs and payment reminders from your systems, collects documents through a guided chatbot, qualifies loan and policy leads, and connects customers to a verified agent when it matters.

How financial services businesses use WhatsApp with GrowNextAI

Transaction & payment alerts

Your core system triggers WhatsApp alerts for credits, debits, EMI due dates and premium renewals.

API Campaigns

OTP & verification messages

Send one-time passwords with WhatsApp authentication templates from your own app.

Authentication Templates

Guided document collection

A chatbot asks for ID, address proof or income documents one at a time and saves each upload to the application.

Chatbot Flow Builder

Loan & policy lead qualification

Ads and chatbots ask income, amount and tenure, score the lead and hand the good ones to an advisor.

Meta Ads + Lead Scoring

Renewal & EMI reminders

Reminders go out days before every EMI and renewal date, repeating each month or year, so fewer payments are missed and fewer policies lapse.

Due-Date Reminders

Secure agent handover

Sensitive requests go to a verified agent; chats can be restricted by team and campaign.

Unified Inbox

Y

Your Financial Services business

Business account

  • Business:

    ₹25,000 credited to your account ending 4821 on 17 Sep, 10:42 AM. Available balance: ₹1,12,450.

    10:12

  • Customer:

    I want to apply for a personal loan

    10:15

  • Business:

    Happy to help! How much would you like to borrow?

    10:18

    Up to ₹2 lakh

    ₹2–5 lakh

    Above ₹5 lakh

  • Business:

    Please upload a photo of your PAN card to continue 📄

    10:21

An example conversation, set up in minutes.

Go live in four steps

Sign up with your industry chosen and we set out these steps for you on your dashboard.

  1. 1

    Connect your verified WhatsApp number

    Use the official API with your registered business name.

  2. 2

    Get utility and authentication templates approved

    Alerts, reminders and OTPs each need an approved template.

  3. 3

    Connect your systems

    Trigger messages from your core banking, LOS or policy system with API campaigns.

  4. 4

    Build your application chatbot

    Collect details and documents step by step.

Frequently asked questions

Can we send OTPs on WhatsApp?+

Yes. Create an authentication template and trigger it from your app through API campaigns.

How are documents collected?+

The chatbot asks for each document as an image or file, saves it with the customer's record, and lets your team review submissions.

Is customer data kept private?+

Messages use the official WhatsApp Business API. Access to chats can be limited by role and campaign, and customers can be blocked or opted out.

Can alerts come from our existing system?+

Yes. Any system that can make an HTTP request can send WhatsApp messages through API campaigns.

Grow your financial services business on WhatsApp

Start free — no credit card needed. Your industry setup is ready the moment you sign up.

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